1. Amex Business Platinum 150000 points offer
A friend of mine received a 150K Amex Business Platinum offer. That is probably one of the biggest offers I have seen. I have never received an offer like that, but I would have loved to. Lucky for me, he did not want the offer because he has had the business platinum card in the past 12 months.
Although I am not sure, I do think this offer is transferable, meaning I could use the targeted RSVP code.
According to the offer, you get 100,000 Amex Membership Rewards points after $10,000 spend within 3 months and additional 50,000 points with another $10,000 spend within the same timeframe. 20k spend in 3 months is not difficult, but it certainly takes away from spend on other cards.
The card has a $450 annual fee, most of which you can recover with the $200 airline fee reimbursement, $100 Global Entry credit OR $85 TSA Precheck application fee credit.
It recently lost benefits for American Airlines or US Airways lounge access, but you still get lounge access for Delta or the Amex Centurion lounges.
The current public offer is for 40,000 points after $5k spend in 3 months, so this offer is quite noteworthy. Keep a lookout for one in your mail.
The normal offer for the Chase Freedom is 10,000 points. There was recently a 20,000 point offer as well.
However, the most current offer is 15,000 Ultimate Rewards points after spending $500 within 3 months. If you add an authorized user and make a purchase, you will get an additional 2,500 points. Everyone should have this in their wallet.
As always, it’s good for getting 5x on quarterly rotating bonus categories, this quarter being Kohl’s and gas stations.
3. Chase Sapphire Preferred dropping the 7% annual bonus but adding…..
Yup, Chase is dropping the 7% annual bonus. If you are a new applicant, you will not get this annual bonus. If you already have the card, this benefit will continue till the end of 2015. Depending on how many Ultimate Rewards points you earn a year, this could be quite significant.
To soften the blow, the Sapphire Preferred will come with Primary Collision Damage Waiver Insurance on rental cars. Collison Damage Waiver only covers the rental car in the event of damage or theft. Previously, this coverage was secondary meaning you would have to file a claim with your personal insurance company first.
With this new benefit, the Sapphire Preferred will be my go to card for rental cars. I had been using the United Explorer card as that has primary coverage as well. You can now think of it like this: you paying for primary collision coverage with your 7% annual bonus
I would rather have had the 7% annual bonus.